How to Get Homeowners Insurance to Cover Crime Scene Cleanup
One of the first questions we hear from families is: "Will insurance cover this?" The answer is usually yes.
What Insurance Covers
Most homeowners insurance policies include coverage for biohazard cleanup under several possible clauses:
- Property damage from a covered event
- Accidental contamination coverage
- Cleanup and restoration costs
- Emergency response services
How to File the Claim
- Document the incident - Photos, police reports, medical records
- Contact your insurance company - Within 48 hours if possible
- Get a professional assessment - We provide this at no cost
- Submit the quote to your insurer
- Get approval before work begins
What We Handle
We manage the entire insurance process for you:
- We communicate directly with your adjuster
- We provide detailed documentation
- We handle payment logistics
- You don't have to worry about paperwork during your hardest time
What You May Pay
In most cases, you pay nothing out of pocket. Insurance covers the full remediation cost.
If your policy has a deductible, you would typically pay that amount.
If Insurance Doesn't Cover It
If for some reason your policy doesn't cover cleanup:
- We offer flexible payment plans
- No credit check required
- Financing available
- We work within your budget
Next Steps
Don't let the insurance process overwhelm you. Call us at (810) 250-3295. We'll handle everything, work directly with insurance, and answer all your questions.
You focus on your family. We'll handle the rest.
